Decades ago, my good friend (and then law partner) Jim Gray and I were giving a seminar for a group of insurance adjusters at AIG’s offices in New York City. Jim was explaining Alabama’s unique law on joint and several liability and the current law of no contribution among joint tortfeasors.
A participant asked, “You keep using the word ‘heat’ to describe punitive damages. What is ‘heat’?” Without hesitation, Jim quipped, “If the facts of a case make up the words to a good country song — like lying, cheating, drinking —then that is ‘heat’.” The room erupted in laughter.